Home › Forums › Other › OT: You know the nice thing about having virtually 0% interest in savings/cd/checking accounts?
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briansd1.
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April 9, 2012 at 10:23 AM #19679April 9, 2012 at 9:44 PM #741334
equalizer
Participant[quote=flu]When it comes to tax time, the 1099 looks very small and the government gets close to ziltch.
:([/quote]
I’d like to be smug too, but the other taxman still wants our property taxes that are still due tomorrow. If I sold the house few months back and bought appl options that I was looking then I too could laugh. When I told my sap story about high PTs to the pretty young banker she nearly fainted!Weekend at Bernies party is going on too long.
April 9, 2012 at 10:35 PM #741336briansd1
GuestYou know, flu, you complain about the crap that is made in china and the poison in their food.
Then you rejoice when our government gets ziltch. With ziltch our government can sure protect our interests, huh?
April 9, 2012 at 11:04 PM #741339Cube
ParticipantI got a 1099 from Chase for $0.02 in interest income.
April 9, 2012 at 11:46 PM #741347Coronita
Participant[quote=briansd1]You know, flu, you complain about the crap that is made in china and the poison in their food.
Then you rejoice when our government gets ziltch. With ziltch our government can sure protect our interests, huh?[/quote]
Hey Brian, did you pay your internet sales tax yet? Didn’t think so. I rest my case.
You know Brian, maybe of people like you would stop acting like an fake elitist step stepford wife bitch hiding behind the pretense of being “refined” and “educated”, and actually put your money where your mouth is, the rest of the country wouldn’t be so fvcked up….
And when did our government REALLY protect the interests of people who paid taxes? Come on there…. Did you just wake up from hibernation or something? Whom did out government bail out and continue to bail out? Definitely wasn’t “people”
April 9, 2012 at 11:49 PM #741351briansd1
GuestI’ve not bought anything from Amazon lately.
Don’t worry amazon will collect CA sales taxes later this year.I buy my clothes in PA and NJ where they have no taxes on clothing.
flu, I hope you pay Internet taxes otherwise it’d be the pot calling the kettle black.
I’m glad you don’t think corporations are people.
April 9, 2012 at 11:55 PM #741353Coronita
Participant[quote=briansd1]I’ve not bought anything from Amazon lately.
Don’t worry amazon will collect CA sales taxes later this year.I buy my clothes in PA and NJ where they have no taxes on clothing.
flu, I hope you pay Internet taxes otherwise it’d be the pot calling the kettle black.
I’m glad you don’t think corporations are people.[/quote]
Actually. I do… Frankly because if I do buy things in masses, it’s for my side gig. And not reporting it and claiming business expenses would be a no no,wouldn’t it? And since I do report it for my business income side of things, I do need to report it for my personal expenses, because frankly if an audit is pulled it’s not like it’s that hard to find out.
April 10, 2012 at 6:26 AM #741354Coronita
ParticipantHey Brian,
You see all the GSA wasteful spending and government welfare at work?
Fvcking disgusting…
Throw them all out on the street. and let them feel what main street really is like.
April 10, 2012 at 8:50 AM #741359desmond
Participant[quote=briansd1]You know, flu, you complain about the crap that is made in china and the poison in their food.
Then you rejoice when our government gets ziltch. With ziltch our government can sure protect our interests, huh?[/quote]
There is one thing everone can agree on (?) is that it is the actions of our government (Fed) that have driven down interest rates.
April 10, 2012 at 8:52 AM #741360UCGal
Participant[quote=Cube]I got a 1099 from Chase for $0.02 in interest income.[/quote]
You’re lucky you got it. We had our emergency fund at Wamu (then Chase). About $35k. The interest rate had dropped to about 25cents/month. So we moved it to the credit union (and get about $8/month). We moved it in October or November.When I called Chase to ask where my 1099 was they said they didn’t have to send it because we’d closed the account. @#%$#@%@.
We’re almost free of them. Hubby had 3 IRA accounts with them – and has been having a heck of a time extracting his money to roll it over. Fortunately he’s older than 59.5 – so he can avoid the trustee to trustee thing… which they refuse to do. They actually threatened his credit rating if he closed the account. Bastards.
April 10, 2012 at 9:27 AM #741365Coronita
Participant[quote=UCGal][quote=Cube]I got a 1099 from Chase for $0.02 in interest income.[/quote]
You’re lucky you got it. We had our emergency fund at Wamu (then Chase). About $35k. The interest rate had dropped to about 25cents/month. So we moved it to the credit union (and get about $8/month). We moved it in October or November.When I called Chase to ask where my 1099 was they said they didn’t have to send it because we’d closed the account. @#%$#@%@.
We’re almost free of them. Hubby had 3 IRA accounts with them – and has been having a heck of a time extracting his money to roll it over. Fortunately he’s older than 59.5 – so he can avoid the trustee to trustee thing… which they refuse to do. They actually threatened his credit rating if he closed the account. Bastards.[/quote]
Actually, if you bank at chase, the easiest way to beat the 1% savings rate, is to take them on the “Get $125, $150, $200 on us” offer, by opening a checking account every year, maintaining a $1000 min balance (I think) to avoid any fees, and close the account after 90 days….
I’ve seen the special offers for $125, $150, and for $200. I only bite once I get the $200 offer. The other $125 and $150 offer I pass….I mean, I know $200 these days feels like $40 yesterday. But it’s not the point. Well, I’m not sure what the point is….
I’ve done this for 4 years in row now…
April 10, 2012 at 10:52 AM #741370bearishgurl
Participant[quote=flu]Actually, if you bank at chase, the easiest way to beat the 1% savings rate, is to take them on the “Get $125, $150, $200 on us” offer, by opening a checking account every year, maintaining a $1000 min balance (I think) to avoid any fees, and close the account after 90 days….
I’ve seen the special offers for $125, $150, and for $200. I only bite once I get the $200 offer. The other $125 and $150 offer I pass….I mean, I know $200 these days feels like $40 yesterday. But it’s not the point. Well, I’m not sure what the point is….
I’ve done this for 4 years in row now…[/quote]
LOL, flu …. the point IS to pass go and collect $200 …. once per year.
I’ve gotten a few of these things in the mail, too. Maybe I’ll try this. I didn’t know the same person could close and reopen a new account just for the “signing bonus!” :=]
April 10, 2012 at 11:14 AM #741375briansd1
Guest[quote=desmond][quote=briansd1]You know, flu, you complain about the crap that is made in china and the poison in their food.
Then you rejoice when our government gets ziltch. With ziltch our government can sure protect our interests, huh?[/quote]
There is one thing everone can agree on (?) is that it is the actions of our government (Fed) that have driven down interest rates.[/quote]
Can we really agree that the Fed achieved its goal?
Some people, argue that rates will shot up in short order. Of course, in time we will have higher rates, but when?
Japan is at 200% of GDP debt and rates are low.
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