OT: It’s official.. Goodbye wells fargo.. Hello u.s. bank corp

[Coronita]

[quote=AN][quote=flu]Ok, different strokes for different folks I guess. Personally, I hate going into a branch. I get everything done when I want. When I collect a rent check, it gets deposited immediately once it lands in my hands. No trip to an atm, into a teller,etc.
Snap, and it goes into my account.

As far as money..I end up putting everything on a credit card as much as I can to get points/dollars. But that’s just me. And when I do go abroad or anywhere for that matter, I pick whatever atm I want. Never had a need to step into a specific bank.[/quote]
I’m with you 100%. The only time I go into a bank is to wire a large amount of money or to deposit a check larger than $2k. Otherwise, checks get deposit within minutes of it touching my hands. Even if it mean it’s 1AM.

I also put as much on the credit card as possible, for the points.[/quote]

I hate going into a bank these days. They’re always trying to either get me to open yet another account or trying to show me their crap refinance rates.

[Coronita]

[quote=spdrun][quote=flu]
Yeah, because chances are if you pay cash, they aren’t ringing into the register and reporting it on income too :)[/quote]

None of my damn business if this is the case — I don’t want to know.

[quote]Smaller merchants that really felt that they are being screwed over shouldn’t be accepting credit cards or should tell folks to buy a minimum (even though techically not allowed).[/quote]

Actually minimums of $10 or below are now legal, and have been since 2010.[/quote]

I forget.. The other thing nice about a CC. Is if you get screwed…chargeback… But again, that’s just me.

[an]

[quote=flu]I hate going into a bank these days. They’re always trying to either get me to open yet another account or trying to show me their crap refinance rates.[/quote]
Luckily, Chase doesn’t do that to me. I just don’t want to waste my time going to the bank. I rather do it when it’s most convenient to me. That tend to be in the middle of the night.

[UCGal]

flu –
Good luck with Chase. We just extricated our final account from them. It was horrific. We had several accounts that were old WAMU accounts.

I’ve heard that new accounts, and previous chase accounts offer better terms than what they did to former wamu customers. But they really tried to nickel and dime us to death. My husband had some IRA money there that they refused to rollover. I will never bank with Chase again because of the bad experience. Literally over a year of stonewalling from them.

The only thing that worked to get the accounts closed/rolled was to physically be there, escalate to the manager, and keep raising his voice until they finally made it happen. Not sure if the registered letter complaint to the SEC and FDIC also had an impact. But they were aware we’d sent them.

I love Schwab and we also have credit union accounts. Both are great.

[carlsbadworker]

I rank BofA ahead of Wells Fargo. WAMU was great while it lasted.

[Coronita]

[quote=UCGal]flu –
Good luck with Chase. We just extricated our final account from them. It was horrific. We had several accounts that were old WAMU accounts.

I’ve heard that new accounts, and previous chase accounts offer better terms than what they did to former wamu customers. But they really tried to nickel and dime us to death. My husband had some IRA money there that they refused to rollover. I will never bank with Chase again because of the bad experience. Literally over a year of stonewalling from them.

The only thing that worked to get the accounts closed/rolled was to physically be there, escalate to the manager, and keep raising his voice until they finally made it happen. Not sure if the registered letter complaint to the SEC and FDIC also had an impact. But they were aware we’d sent them.

I love Schwab and we also have credit union accounts. Both are great.[/quote]

I would agree. Frankly, I think Chase, BofA and Wells are via for the “worst bank possible” title.

But Chase gave me $150 to open an account, and I can’t resist doing this every 6 months. They’re getting better though. Seems like I get the nice glossy flyers telling me exactly what the fees are.

https://rewards.chase.com/XSell/150/p2053-l2

I won’t really use it. Just need a backup for Schwab.

[Coronita]

[quote=AN][quote=flu]Ok, different strokes for different folks I guess. Personally, I hate going into a branch. I get everything done when I want. When I collect a rent check, it gets deposited immediately once it lands in my hands. No trip to an atm, into a teller,etc.
Snap, and it goes into my account.

As far as money..I end up putting everything on a credit card as much as I can to get points/dollars. But that’s just me. And when I do go abroad or anywhere for that matter, I pick whatever atm I want. Never had a need to step into a specific bank.[/quote]
I’m with you 100%. The only time I go into a bank is to wire a large amount of money or to deposit a check larger than $2k. Otherwise, checks get deposit within minutes of it touching my hands. Even if it mean it’s 1AM.

I also put as much on the credit card as possible, for the points.[/quote]

The limit for mobile deposit from Schwab is much larger than Chase

[sdrealtor]

I’ve been with WF for years and have never had a problem. As a PMA client I havent paid a penny in fees in years (monthly or atm) and I get more free stock trades than I can use. I’m sure everyone has their own issues but I’ve never had any with them

[Author]

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