Enough is Enough…The Bottom Line

[contraman]

CDMA and Gang,

I hate to disappoint everyone here but I would make a terrible politician as I don’t practice the habits of lying to people to get a vote, taking bribes and payoffs from special interest groups, and flattering and kissing people’s asses every day. I call a spade a spade and I value my name above any amount of riches.

A few things here on the threads posted above and below. The Katrina comparison to the morrgage dilemna is a faulty one. It is not even apples to oranges here.

I would certainly agree that the government was lax in their anticipation of this type of event and did not prepare accordingly on some levels. In this case, I feel they should step in and help people in a VERY MONITORED AND ORGANIZED FASHION which they never do…hence the “fleecing of America” stories on the nightly news.

These people had very little control over A HURRICANE STORM and the effects it could have on them. They were warned by the media in the days before the storm to evacuate the area. Some made the decision to do that, some stayed and reaped the conseqences physically, and others?

These people did not sign papers to allow the storm to ravage their home. Big Difference.

All this being said, it is very sad what has happened there and the poor follow up that is taking place to help these people.

The point I am trying to make here is that people have been living way above their means for the last decade and the materialism of this country and the striving to get rich is out of control, hence, the need to reset the values.

AMEX can give me a line of credit, that doesn’t mean that I have to CHOOSE to max it out.

Bank you name it, can offer me a negative amortizing loan to purchase a home that I only use 50% of, but I can CHOOSE not to put myself and family in this situation.

Anyone can give you the gun, you CHOOSE to pull the trigger.

Here is the word of the day “DOWNSIZE”.

Sincerely, Contraman

[CDMA ENG]

CDMA ENG…

I concur with you entirely. The katarine things is a special case. It chasing the Jones that is hurting us. Robust economy yes. Negative income is a different thing.

Still if you ran for President… At least I would vote!

[CDMA ENG]

CDMA ENG…

I concur with you entirely. The katarine things is a special case. It chasing the Jones that is hurting us. Robust economy yes. Negative income is a different thing.

Still if you ran for President… At least I would vote!

[CDMA ENG]

CDMA ENG…

I concur with you entirely. The katarine things is a special case. It chasing the Jones that is hurting us. Robust economy yes. Negative income is a different thing.

Still if you ran for President… At least I would vote!

[cyphire]

Contraman is on to something, I don’t disagree. Ultimately you must take responsibility to something that you take on – I am just saying that in the face of huge social and marketing pressures (as well as the wife!), it’s hard not to buy….

I am not sexist, but men and women have somewhat different personalities. I think that most men would be happy in equally usable, utilitarian structures which are easy to pay for and easy to maintain. As long as the TV’s and video games and toys are easily accessible… Women nest much more and want to own a home. I just wonder how many people bought a house because they were trying to please the wife… Just a thought – don’t beat me up! (and don’t tell my wife!)

PerryChase – I am also a proud liberal, but not a bleeding heart one. I would use my liberal ways to make things fairer and to put the money into the infrastructure of our education systems and job training vs. giving it to hedge fund managers and all the other greedy people in charge of our economy.

I grew up as a spender, and still am – but as my income ramped up and my risk aversion went up, I got off the wheel of make lots of money and spend even more. When I sold my company I didn’t buy a new car. I have 3 but they are all paid for. I haven’t not paid off a credit card bill (never owning anything on them) for at least 10 years now.

I personally keep the economy humming! But the difference is that I’ve got the money in the bank. Most of the people I know spend freely as well. Problem is that they make high incomes and spend just as much. A lot of them have equity in their homes, but really don’t have the cash in the bank to keep their lifestyles.

When the equity goes down, I think that the new watchword will be downsizing… Problem is that as everyone does it, or is forced to by the amount they owe (great time for Bush to have passed the bankruptcy litigation!!! Way to go on the lobbyists Credit Card Industry!) the economy is going to go south…. WAY south….

p.s. When we sold our house in Dec 06 and started renting in La Jolla, I haven’t bought a single thing at a furniture store…. Bought an awesome glass kitchen table on Creigslist! For $240!

[cyphire]

Contraman is on to something, I don’t disagree. Ultimately you must take responsibility to something that you take on – I am just saying that in the face of huge social and marketing pressures (as well as the wife!), it’s hard not to buy….

I am not sexist, but men and women have somewhat different personalities. I think that most men would be happy in equally usable, utilitarian structures which are easy to pay for and easy to maintain. As long as the TV’s and video games and toys are easily accessible… Women nest much more and want to own a home. I just wonder how many people bought a house because they were trying to please the wife… Just a thought – don’t beat me up! (and don’t tell my wife!)

PerryChase – I am also a proud liberal, but not a bleeding heart one. I would use my liberal ways to make things fairer and to put the money into the infrastructure of our education systems and job training vs. giving it to hedge fund managers and all the other greedy people in charge of our economy.

I grew up as a spender, and still am – but as my income ramped up and my risk aversion went up, I got off the wheel of make lots of money and spend even more. When I sold my company I didn’t buy a new car. I have 3 but they are all paid for. I haven’t not paid off a credit card bill (never owning anything on them) for at least 10 years now.

I personally keep the economy humming! But the difference is that I’ve got the money in the bank. Most of the people I know spend freely as well. Problem is that they make high incomes and spend just as much. A lot of them have equity in their homes, but really don’t have the cash in the bank to keep their lifestyles.

When the equity goes down, I think that the new watchword will be downsizing… Problem is that as everyone does it, or is forced to by the amount they owe (great time for Bush to have passed the bankruptcy litigation!!! Way to go on the lobbyists Credit Card Industry!) the economy is going to go south…. WAY south….

p.s. When we sold our house in Dec 06 and started renting in La Jolla, I haven’t bought a single thing at a furniture store…. Bought an awesome glass kitchen table on Creigslist! For $240!

[cyphire]

Contraman is on to something, I don’t disagree. Ultimately you must take responsibility to something that you take on – I am just saying that in the face of huge social and marketing pressures (as well as the wife!), it’s hard not to buy….

I am not sexist, but men and women have somewhat different personalities. I think that most men would be happy in equally usable, utilitarian structures which are easy to pay for and easy to maintain. As long as the TV’s and video games and toys are easily accessible… Women nest much more and want to own a home. I just wonder how many people bought a house because they were trying to please the wife… Just a thought – don’t beat me up! (and don’t tell my wife!)

PerryChase – I am also a proud liberal, but not a bleeding heart one. I would use my liberal ways to make things fairer and to put the money into the infrastructure of our education systems and job training vs. giving it to hedge fund managers and all the other greedy people in charge of our economy.

I grew up as a spender, and still am – but as my income ramped up and my risk aversion went up, I got off the wheel of make lots of money and spend even more. When I sold my company I didn’t buy a new car. I have 3 but they are all paid for. I haven’t not paid off a credit card bill (never owning anything on them) for at least 10 years now.

I personally keep the economy humming! But the difference is that I’ve got the money in the bank. Most of the people I know spend freely as well. Problem is that they make high incomes and spend just as much. A lot of them have equity in their homes, but really don’t have the cash in the bank to keep their lifestyles.

When the equity goes down, I think that the new watchword will be downsizing… Problem is that as everyone does it, or is forced to by the amount they owe (great time for Bush to have passed the bankruptcy litigation!!! Way to go on the lobbyists Credit Card Industry!) the economy is going to go south…. WAY south….

p.s. When we sold our house in Dec 06 and started renting in La Jolla, I haven’t bought a single thing at a furniture store…. Bought an awesome glass kitchen table on Creigslist! For $240!

[contraman]

Everyone,

Just for the record, I am not a librarian and I don’t buy all my furniture at Jerome’s. I was trying to make a case for simple and smart living….haha….

Concerning the pressure from the wife post. I truly feel for you my man and can undertand your situation, especially in the midst of the CA lifestyle. Then again, you are the MAN and if you want to let your wife pressure you into stressful financial situations that is your CHOICE again…

I have dated scores of women out here in SD and as soon as I see that they are materialistic or need to keep up with their girl friends concerning this stuff…they are history with me…period. I don’t need that pressure and I don’t put up with a woman controlling me….with this menial stuff.

If you have a roof over your head and food on the table and you can be content with that..then you are a candidate for a wife. If you need designer purses, 100 pairs of shoes, and all the other trappings, then she needs to go find some other guy to support her lifestyle and put up with that bull sh#t.

Men need to take a stand here and teach their wives what is to be TRULY VALUED in this life. Then take them on a vacation to a third world country for a month for a real perspective on things…..

Sincerely, Contraman

[contraman]

Everyone,

Just for the record, I am not a librarian and I don’t buy all my furniture at Jerome’s. I was trying to make a case for simple and smart living….haha….

Concerning the pressure from the wife post. I truly feel for you my man and can undertand your situation, especially in the midst of the CA lifestyle. Then again, you are the MAN and if you want to let your wife pressure you into stressful financial situations that is your CHOICE again…

I have dated scores of women out here in SD and as soon as I see that they are materialistic or need to keep up with their girl friends concerning this stuff…they are history with me…period. I don’t need that pressure and I don’t put up with a woman controlling me….with this menial stuff.

If you have a roof over your head and food on the table and you can be content with that..then you are a candidate for a wife. If you need designer purses, 100 pairs of shoes, and all the other trappings, then she needs to go find some other guy to support her lifestyle and put up with that bull sh#t.

Men need to take a stand here and teach their wives what is to be TRULY VALUED in this life. Then take them on a vacation to a third world country for a month for a real perspective on things…..

Sincerely, Contraman

[contraman]

Everyone,

Just for the record, I am not a librarian and I don’t buy all my furniture at Jerome’s. I was trying to make a case for simple and smart living….haha….

Concerning the pressure from the wife post. I truly feel for you my man and can undertand your situation, especially in the midst of the CA lifestyle. Then again, you are the MAN and if you want to let your wife pressure you into stressful financial situations that is your CHOICE again…

I have dated scores of women out here in SD and as soon as I see that they are materialistic or need to keep up with their girl friends concerning this stuff…they are history with me…period. I don’t need that pressure and I don’t put up with a woman controlling me….with this menial stuff.

If you have a roof over your head and food on the table and you can be content with that..then you are a candidate for a wife. If you need designer purses, 100 pairs of shoes, and all the other trappings, then she needs to go find some other guy to support her lifestyle and put up with that bull sh#t.

Men need to take a stand here and teach their wives what is to be TRULY VALUED in this life. Then take them on a vacation to a third world country for a month for a real perspective on things…..

Sincerely, Contraman

[rube]

A holiday in Cambodia? Don’t forget to pack a wife!

-Dead Kennedys

[rube]

A holiday in Cambodia? Don’t forget to pack a wife!

-Dead Kennedys

[rube]

A holiday in Cambodia? Don’t forget to pack a wife!

-Dead Kennedys

[cyphire]

You misunderstood me… My wife is awesome. I was talking about a lot of other people who are pressured into buying a house because of the wife. We sold our house in Dec 06, and my wife was fine with renting. She doesn’t follow the real estate situation as much as I do, and she was willing to go along with the fact that this is NOT the time to buy a house!

She also shops carefully, and will NOT pay a lot for a lot of things which other women go crazy over. Example, she will buy shoes for 50-60$, my sister will buy 5 pairs of the same shoes for $200 each… She likes nice things, but won’t waste money on stuff….

We don’t feel the need to keep up with anyone… She is so not caught up in lifestyle stuff… Whew…

I’m amazed at the guys who will jump through hoops because their wives are competing with the other wives…. Thats the point of my post!

p.s. My friend’s friend from Orange County sold their 2M house and bought a 3.5M house… 1 year ago. I understand that they are fighting a lot because they put most of their money into it…!

[cyphire]

You misunderstood me… My wife is awesome. I was talking about a lot of other people who are pressured into buying a house because of the wife. We sold our house in Dec 06, and my wife was fine with renting. She doesn’t follow the real estate situation as much as I do, and she was willing to go along with the fact that this is NOT the time to buy a house!

She also shops carefully, and will NOT pay a lot for a lot of things which other women go crazy over. Example, she will buy shoes for 50-60$, my sister will buy 5 pairs of the same shoes for $200 each… She likes nice things, but won’t waste money on stuff….

We don’t feel the need to keep up with anyone… She is so not caught up in lifestyle stuff… Whew…

I’m amazed at the guys who will jump through hoops because their wives are competing with the other wives…. Thats the point of my post!

p.s. My friend’s friend from Orange County sold their 2M house and bought a 3.5M house… 1 year ago. I understand that they are fighting a lot because they put most of their money into it…!

[Author]

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