Banks pay you (FBs) to leave without thrashing the house….

[hipmatt]

Watch the video…
http://link.brightcove.com/services/link/bcpid452319854/bctid1475736003

and read the article…
http://online.wsj.com/article/SB120665586676569881.html?mod=todays_us_page_one

Its a sad day when people who put 0% down threaten to thrash a home unless the banks pay them some kind of ransom.

[kewp]

I hope the banks learned something?

[Anonymous]

“I hope the banks learned something?”

fuddy duddy 20% down 80 year old banking geezers know why

[Anonymous]

“I hope the banks learned something?”

fuddy duddy 20% down 80 year old banking geezers know why

[Anonymous]

“I hope the banks learned something?”

fuddy duddy 20% down 80 year old banking geezers know why

[Anonymous]

“I hope the banks learned something?”

fuddy duddy 20% down 80 year old banking geezers know why

[Anonymous]

“I hope the banks learned something?”

fuddy duddy 20% down 80 year old banking geezers know why

[kewp]

I hope the banks learned something?

[kewp]

I hope the banks learned something?

[kewp]

I hope the banks learned something?

[kewp]

I hope the banks learned something?

[sd-maybe]

Why can’t the bank just file a police report and have criminal charges for vandalism filed against the occupants who trash it on the way out? Not that it would be much of deterrent for people who are already dirtbags, but most borrowers even though they are in dire financial straights would not want to compound their troubles with criminal complications.

[Anonymous]

I would have a moral problem acting in this manner (house trashing), in addition, it’s just plain craziness.

However, sd-maybe, I don’t see how criminal charges can be filed since technically the buyer stills “owns” the property until the foreclosure has been completed. Someone correct me if I’m wrong.

[PadreBrian]

Nope, the bank can still bring up charges. The paper work you sign states in so many words to no devalue the property.

[scaredyclassic]

Say the bank files a police report. I defend the accused. How do you prove the accused actually vandalized the home? coulda been anyone. A burglar. A squatter. A visitor to the home whilst the former homeowner ownsed. without a confession, there is no percipient witness to the vandalism. You can file all the polcie reports you want, but the fact that someone owned a house, and that the house was vandalized on or about the time of ownership, is probably insufficent to prove beyond a reaosnable doubt that the homeowner vandalized the home. and who exactly do you charge? Do you charge mom, dad, the three teenage kids. What about the five year old, do you charge her as well? Send her to juvenile hall. How will you be able to tell which spouse did the damage? And how do you even know the time the alleged vandalism took place. Maybe the house was like that when the house was purchased. or maybe it happened a long time ago and has no connection to the foreclosure. people are allowed tolive in junky houses… I’m sure there are many more defenses, but clearly, this is not an easy case to prove without a confesion. What you need to do is have the bank call the people up, say, we know what you did, and, if legal, record the homeowner’s confession. then maybe you have a case…im not giving actual legal advice, don’t take this and follow it, i’m just throwing food for thought out there…

Drink Heavily.

[SDEngineer]

While I’m sure a homeowner could in fact manage to trash their house without leaving any real evidence as to who did it, I can think of any number of ways that MOST homeowners who trash their houses could be caught.

Did they snag everything even remotely portable to sell on Craigslist/E-bay? Trace that sale/auction posting back. Something tells me that sink came from somewhere.

Do they have neighbors? Neighbors can be excellent witnesses – especially since I suspect that anyone who WOULD trash a home they no longer own may not exactly be the best neighbor – it suggests they have anger issues.

In any case, the banks aren’t pursuing them – most likely because their legal departments are already swamped doing all the actual foreclosure work. It’s simply time and money they’d rather spend on other issues at this point.

[scaredyclassic]

you cannot vandalize your own stuff.

You can however buglarize your own home.

if you enter an inhabited dwelling with the intent to commit a felony, even your own dwelling, you can be charged with burglary.

So if you came home with the intent to commit felony vandlaism, and it were actually vandalism to vandalize your own property (i don’t know a how that plays out in this situation under the law), you might be burglarizing your own place. weird, isn’t it.

Burglary varies state to state, in some states it has to be the dwelling of another person. It arises in domestic violence cases sometimes (guy comes home intending to kill his wife, doesn’t get to do it, charged with burglary; guy says, dude, how can it be burglary??? it was my own place. Lawyer says, umm, you can burglarize your own pad. That’s the law. Plus it’s a strike offense in california for purposes of the 3 strikes law.

Tracking sinks through ebay for a small time vandalism charge? Oy. I doubt the prosecution would go through the trouble. Sounds like a lot of work for a little case.

Drink Heavily.

[Anonymous]

Usually neighbors do not want to get involved. You can trash a house without not a single neighbor being none the wiser. It’s the buyers house until the bank takes it back. They aren’t going to be charged with vandalisim. They aren’t goin to jail. It’s not going to happen.

[Anonymous]

In addition, as far as criminal charges go, you’d have to prove intent.

Judge: “How did that hole get in the wall?”

FB: “Your honor, while moving out, we accidently pushed the heavy dresser into the wall.

Judge: “Well, how did THAT hole get in the wall?”

FB: “Your honor, our teenage son went into one of his rages and accidently put his fist through the wall.”

[temeculaguy]

Definition of Vandalism in the california penal code

594 P.C. (a) Every person who maliciously commits any of the following
acts with respect to any real or personal property not his or her
own, in cases other than those specified by state law, is guilty of
vandalism:
(1) Defaces with graffiti or other inscribed material.
(2) Damages.
(3) Destroys.

The Key phrase is “not his or her own.” The law doesn’t care if there is a loan against the property, the owner is the person on the deed, even if they have no equity. Breaking the contract is not criminal as someone else mentioned, the contract or loan docs may say that you can’t destroy the house but it is not criminal, the only punishment can be monetary and if they had money they wouldn’t be losing the house.

There are excpetions and one of them is arson, you can’t burn it down, even if it is yours free and clear, not because it is vandalism but because lighting fires is bad. Domestic violence vandalsim is another, destroying the property of your spouse even in a community property state for the purpose of terrorizing them will land you in jail, so put that sledgehammer away because even though your name is on her car, it will be a night in the pokey for you if you redecorate it.

Rather than have the courts or the police prevent it, here’s a novel idea, don’t let people buy houses with nothing down, people with equity rarely destroy their house or sell off the appliances and fixtures. I think they should take pictures of thrashed repos, enlarge them and hang them on the walls in lending institutions, visible to the approvers.

[robyns_song]

What happens is the mortgage company files an insurance claim for the damage to the property. The insurance company later investigates to find out who did it and seeks subrogation. The bank doesn’t waste their time prosecuting.

[pepsi]

Insurance Investgator: "How did that hole get in the wall?"

FB: We were in the middle of remodling while we movin in years ago, and never got the buget to finish it….

or,

It is a decoration, an art , not just a "hole" and….we made 1 year ago….

 

 

 

[jpinpb]

Maybe rather than pay them to not trash the place, they can pay them to attend anger management or gamblers anonymous, or perhaps an econo 101 class.

[jpinpb]

Maybe rather than pay them to not trash the place, they can pay them to attend anger management or gamblers anonymous, or perhaps an econo 101 class.

[jpinpb]

Maybe rather than pay them to not trash the place, they can pay them to attend anger management or gamblers anonymous, or perhaps an econo 101 class.

[jpinpb]

Maybe rather than pay them to not trash the place, they can pay them to attend anger management or gamblers anonymous, or perhaps an econo 101 class.

[jpinpb]

Maybe rather than pay them to not trash the place, they can pay them to attend anger management or gamblers anonymous, or perhaps an econo 101 class.

[jpinpb]

I just read that not only are they taking everything that is and isn’t bolted down, punching holes in walls, breaking windows and doors and taking sledgehammers to counters, crapping, etc. They are even putting cement down drains.

This is so wrong. WTF. Is it so impossible for them to take responsibility for their own actions. It’s not the bank’s fault if you can’t make payments. Hell, the way the bank is dragging their feet, you have all the time in the world to slowly make payments, partial payments. Unbelievable and pathetic. F/up.

http://www.sun-sentinel.com/business/realestate/sfl-flzforecloserage0408sbapr08,0,284395.story?ref=patrick.net

[jpinpb]

I just read that not only are they taking everything that is and isn’t bolted down, punching holes in walls, breaking windows and doors and taking sledgehammers to counters, crapping, etc. They are even putting cement down drains.

This is so wrong. WTF. Is it so impossible for them to take responsibility for their own actions. It’s not the bank’s fault if you can’t make payments. Hell, the way the bank is dragging their feet, you have all the time in the world to slowly make payments, partial payments. Unbelievable and pathetic. F/up.

http://www.sun-sentinel.com/business/realestate/sfl-flzforecloserage0408sbapr08,0,284395.story?ref=patrick.net

[jpinpb]

I just read that not only are they taking everything that is and isn’t bolted down, punching holes in walls, breaking windows and doors and taking sledgehammers to counters, crapping, etc. They are even putting cement down drains.

This is so wrong. WTF. Is it so impossible for them to take responsibility for their own actions. It’s not the bank’s fault if you can’t make payments. Hell, the way the bank is dragging their feet, you have all the time in the world to slowly make payments, partial payments. Unbelievable and pathetic. F/up.

http://www.sun-sentinel.com/business/realestate/sfl-flzforecloserage0408sbapr08,0,284395.story?ref=patrick.net

[jpinpb]

I just read that not only are they taking everything that is and isn’t bolted down, punching holes in walls, breaking windows and doors and taking sledgehammers to counters, crapping, etc. They are even putting cement down drains.

This is so wrong. WTF. Is it so impossible for them to take responsibility for their own actions. It’s not the bank’s fault if you can’t make payments. Hell, the way the bank is dragging their feet, you have all the time in the world to slowly make payments, partial payments. Unbelievable and pathetic. F/up.

http://www.sun-sentinel.com/business/realestate/sfl-flzforecloserage0408sbapr08,0,284395.story?ref=patrick.net

[jpinpb]

I just read that not only are they taking everything that is and isn’t bolted down, punching holes in walls, breaking windows and doors and taking sledgehammers to counters, crapping, etc. They are even putting cement down drains.

This is so wrong. WTF. Is it so impossible for them to take responsibility for their own actions. It’s not the bank’s fault if you can’t make payments. Hell, the way the bank is dragging their feet, you have all the time in the world to slowly make payments, partial payments. Unbelievable and pathetic. F/up.

http://www.sun-sentinel.com/business/realestate/sfl-flzforecloserage0408sbapr08,0,284395.story?ref=patrick.net

[pepsi]

Insurance Investgator: "How did that hole get in the wall?"

FB: We were in the middle of remodling while we movin in years ago, and never got the buget to finish it….

or,

It is a decoration, an art , not just a "hole" and….we made 1 year ago….

 

 

 

[pepsi]

Insurance Investgator: "How did that hole get in the wall?"

FB: We were in the middle of remodling while we movin in years ago, and never got the buget to finish it….

or,

It is a decoration, an art , not just a "hole" and….we made 1 year ago….

 

 

 

[pepsi]

Insurance Investgator: "How did that hole get in the wall?"

FB: We were in the middle of remodling while we movin in years ago, and never got the buget to finish it….

or,

It is a decoration, an art , not just a "hole" and….we made 1 year ago….

 

 

 

[pepsi]

Insurance Investgator: "How did that hole get in the wall?"

FB: We were in the middle of remodling while we movin in years ago, and never got the buget to finish it….

or,

It is a decoration, an art , not just a "hole" and….we made 1 year ago….

 

 

 

[robyns_song]

What happens is the mortgage company files an insurance claim for the damage to the property. The insurance company later investigates to find out who did it and seeks subrogation. The bank doesn’t waste their time prosecuting.

[robyns_song]

What happens is the mortgage company files an insurance claim for the damage to the property. The insurance company later investigates to find out who did it and seeks subrogation. The bank doesn’t waste their time prosecuting.

[robyns_song]

What happens is the mortgage company files an insurance claim for the damage to the property. The insurance company later investigates to find out who did it and seeks subrogation. The bank doesn’t waste their time prosecuting.

[robyns_song]

What happens is the mortgage company files an insurance claim for the damage to the property. The insurance company later investigates to find out who did it and seeks subrogation. The bank doesn’t waste their time prosecuting.

[temeculaguy]

Definition of Vandalism in the california penal code

594 P.C. (a) Every person who maliciously commits any of the following
acts with respect to any real or personal property not his or her
own, in cases other than those specified by state law, is guilty of
vandalism:
(1) Defaces with graffiti or other inscribed material.
(2) Damages.
(3) Destroys.

The Key phrase is “not his or her own.” The law doesn’t care if there is a loan against the property, the owner is the person on the deed, even if they have no equity. Breaking the contract is not criminal as someone else mentioned, the contract or loan docs may say that you can’t destroy the house but it is not criminal, the only punishment can be monetary and if they had money they wouldn’t be losing the house.

There are excpetions and one of them is arson, you can’t burn it down, even if it is yours free and clear, not because it is vandalism but because lighting fires is bad. Domestic violence vandalsim is another, destroying the property of your spouse even in a community property state for the purpose of terrorizing them will land you in jail, so put that sledgehammer away because even though your name is on her car, it will be a night in the pokey for you if you redecorate it.

Rather than have the courts or the police prevent it, here’s a novel idea, don’t let people buy houses with nothing down, people with equity rarely destroy their house or sell off the appliances and fixtures. I think they should take pictures of thrashed repos, enlarge them and hang them on the walls in lending institutions, visible to the approvers.

[temeculaguy]

Definition of Vandalism in the california penal code

594 P.C. (a) Every person who maliciously commits any of the following
acts with respect to any real or personal property not his or her
own, in cases other than those specified by state law, is guilty of
vandalism:
(1) Defaces with graffiti or other inscribed material.
(2) Damages.
(3) Destroys.

The Key phrase is “not his or her own.” The law doesn’t care if there is a loan against the property, the owner is the person on the deed, even if they have no equity. Breaking the contract is not criminal as someone else mentioned, the contract or loan docs may say that you can’t destroy the house but it is not criminal, the only punishment can be monetary and if they had money they wouldn’t be losing the house.

There are excpetions and one of them is arson, you can’t burn it down, even if it is yours free and clear, not because it is vandalism but because lighting fires is bad. Domestic violence vandalsim is another, destroying the property of your spouse even in a community property state for the purpose of terrorizing them will land you in jail, so put that sledgehammer away because even though your name is on her car, it will be a night in the pokey for you if you redecorate it.

Rather than have the courts or the police prevent it, here’s a novel idea, don’t let people buy houses with nothing down, people with equity rarely destroy their house or sell off the appliances and fixtures. I think they should take pictures of thrashed repos, enlarge them and hang them on the walls in lending institutions, visible to the approvers.

[temeculaguy]

Definition of Vandalism in the california penal code

594 P.C. (a) Every person who maliciously commits any of the following
acts with respect to any real or personal property not his or her
own, in cases other than those specified by state law, is guilty of
vandalism:
(1) Defaces with graffiti or other inscribed material.
(2) Damages.
(3) Destroys.

The Key phrase is “not his or her own.” The law doesn’t care if there is a loan against the property, the owner is the person on the deed, even if they have no equity. Breaking the contract is not criminal as someone else mentioned, the contract or loan docs may say that you can’t destroy the house but it is not criminal, the only punishment can be monetary and if they had money they wouldn’t be losing the house.

There are excpetions and one of them is arson, you can’t burn it down, even if it is yours free and clear, not because it is vandalism but because lighting fires is bad. Domestic violence vandalsim is another, destroying the property of your spouse even in a community property state for the purpose of terrorizing them will land you in jail, so put that sledgehammer away because even though your name is on her car, it will be a night in the pokey for you if you redecorate it.

Rather than have the courts or the police prevent it, here’s a novel idea, don’t let people buy houses with nothing down, people with equity rarely destroy their house or sell off the appliances and fixtures. I think they should take pictures of thrashed repos, enlarge them and hang them on the walls in lending institutions, visible to the approvers.

[temeculaguy]

Definition of Vandalism in the california penal code

594 P.C. (a) Every person who maliciously commits any of the following
acts with respect to any real or personal property not his or her
own, in cases other than those specified by state law, is guilty of
vandalism:
(1) Defaces with graffiti or other inscribed material.
(2) Damages.
(3) Destroys.

The Key phrase is “not his or her own.” The law doesn’t care if there is a loan against the property, the owner is the person on the deed, even if they have no equity. Breaking the contract is not criminal as someone else mentioned, the contract or loan docs may say that you can’t destroy the house but it is not criminal, the only punishment can be monetary and if they had money they wouldn’t be losing the house.

There are excpetions and one of them is arson, you can’t burn it down, even if it is yours free and clear, not because it is vandalism but because lighting fires is bad. Domestic violence vandalsim is another, destroying the property of your spouse even in a community property state for the purpose of terrorizing them will land you in jail, so put that sledgehammer away because even though your name is on her car, it will be a night in the pokey for you if you redecorate it.

Rather than have the courts or the police prevent it, here’s a novel idea, don’t let people buy houses with nothing down, people with equity rarely destroy their house or sell off the appliances and fixtures. I think they should take pictures of thrashed repos, enlarge them and hang them on the walls in lending institutions, visible to the approvers.

[Anonymous]

In addition, as far as criminal charges go, you’d have to prove intent.

Judge: “How did that hole get in the wall?”

FB: “Your honor, while moving out, we accidently pushed the heavy dresser into the wall.

Judge: “Well, how did THAT hole get in the wall?”

FB: “Your honor, our teenage son went into one of his rages and accidently put his fist through the wall.”

[Anonymous]

In addition, as far as criminal charges go, you’d have to prove intent.

Judge: “How did that hole get in the wall?”

FB: “Your honor, while moving out, we accidently pushed the heavy dresser into the wall.

Judge: “Well, how did THAT hole get in the wall?”

FB: “Your honor, our teenage son went into one of his rages and accidently put his fist through the wall.”

[Anonymous]

In addition, as far as criminal charges go, you’d have to prove intent.

Judge: “How did that hole get in the wall?”

FB: “Your honor, while moving out, we accidently pushed the heavy dresser into the wall.

Judge: “Well, how did THAT hole get in the wall?”

FB: “Your honor, our teenage son went into one of his rages and accidently put his fist through the wall.”

[Anonymous]

In addition, as far as criminal charges go, you’d have to prove intent.

Judge: “How did that hole get in the wall?”

FB: “Your honor, while moving out, we accidently pushed the heavy dresser into the wall.

Judge: “Well, how did THAT hole get in the wall?”

FB: “Your honor, our teenage son went into one of his rages and accidently put his fist through the wall.”

[Anonymous]

Usually neighbors do not want to get involved. You can trash a house without not a single neighbor being none the wiser. It’s the buyers house until the bank takes it back. They aren’t going to be charged with vandalisim. They aren’t goin to jail. It’s not going to happen.

[Anonymous]

Usually neighbors do not want to get involved. You can trash a house without not a single neighbor being none the wiser. It’s the buyers house until the bank takes it back. They aren’t going to be charged with vandalisim. They aren’t goin to jail. It’s not going to happen.

[Anonymous]

Usually neighbors do not want to get involved. You can trash a house without not a single neighbor being none the wiser. It’s the buyers house until the bank takes it back. They aren’t going to be charged with vandalisim. They aren’t goin to jail. It’s not going to happen.

[Anonymous]

Usually neighbors do not want to get involved. You can trash a house without not a single neighbor being none the wiser. It’s the buyers house until the bank takes it back. They aren’t going to be charged with vandalisim. They aren’t goin to jail. It’s not going to happen.

[scaredyclassic]

you cannot vandalize your own stuff.

You can however buglarize your own home.

if you enter an inhabited dwelling with the intent to commit a felony, even your own dwelling, you can be charged with burglary.

So if you came home with the intent to commit felony vandlaism, and it were actually vandalism to vandalize your own property (i don’t know a how that plays out in this situation under the law), you might be burglarizing your own place. weird, isn’t it.

Burglary varies state to state, in some states it has to be the dwelling of another person. It arises in domestic violence cases sometimes (guy comes home intending to kill his wife, doesn’t get to do it, charged with burglary; guy says, dude, how can it be burglary??? it was my own place. Lawyer says, umm, you can burglarize your own pad. That’s the law. Plus it’s a strike offense in california for purposes of the 3 strikes law.

Tracking sinks through ebay for a small time vandalism charge? Oy. I doubt the prosecution would go through the trouble. Sounds like a lot of work for a little case.

Drink Heavily.

[scaredyclassic]

you cannot vandalize your own stuff.

You can however buglarize your own home.

if you enter an inhabited dwelling with the intent to commit a felony, even your own dwelling, you can be charged with burglary.

So if you came home with the intent to commit felony vandlaism, and it were actually vandalism to vandalize your own property (i don’t know a how that plays out in this situation under the law), you might be burglarizing your own place. weird, isn’t it.

Burglary varies state to state, in some states it has to be the dwelling of another person. It arises in domestic violence cases sometimes (guy comes home intending to kill his wife, doesn’t get to do it, charged with burglary; guy says, dude, how can it be burglary??? it was my own place. Lawyer says, umm, you can burglarize your own pad. That’s the law. Plus it’s a strike offense in california for purposes of the 3 strikes law.

Tracking sinks through ebay for a small time vandalism charge? Oy. I doubt the prosecution would go through the trouble. Sounds like a lot of work for a little case.

Drink Heavily.

[scaredyclassic]

you cannot vandalize your own stuff.

You can however buglarize your own home.

if you enter an inhabited dwelling with the intent to commit a felony, even your own dwelling, you can be charged with burglary.

So if you came home with the intent to commit felony vandlaism, and it were actually vandalism to vandalize your own property (i don’t know a how that plays out in this situation under the law), you might be burglarizing your own place. weird, isn’t it.

Burglary varies state to state, in some states it has to be the dwelling of another person. It arises in domestic violence cases sometimes (guy comes home intending to kill his wife, doesn’t get to do it, charged with burglary; guy says, dude, how can it be burglary??? it was my own place. Lawyer says, umm, you can burglarize your own pad. That’s the law. Plus it’s a strike offense in california for purposes of the 3 strikes law.

Tracking sinks through ebay for a small time vandalism charge? Oy. I doubt the prosecution would go through the trouble. Sounds like a lot of work for a little case.

Drink Heavily.

[scaredyclassic]

you cannot vandalize your own stuff.

You can however buglarize your own home.

if you enter an inhabited dwelling with the intent to commit a felony, even your own dwelling, you can be charged with burglary.

So if you came home with the intent to commit felony vandlaism, and it were actually vandalism to vandalize your own property (i don’t know a how that plays out in this situation under the law), you might be burglarizing your own place. weird, isn’t it.

Burglary varies state to state, in some states it has to be the dwelling of another person. It arises in domestic violence cases sometimes (guy comes home intending to kill his wife, doesn’t get to do it, charged with burglary; guy says, dude, how can it be burglary??? it was my own place. Lawyer says, umm, you can burglarize your own pad. That’s the law. Plus it’s a strike offense in california for purposes of the 3 strikes law.

Tracking sinks through ebay for a small time vandalism charge? Oy. I doubt the prosecution would go through the trouble. Sounds like a lot of work for a little case.

Drink Heavily.

[SDEngineer]

While I’m sure a homeowner could in fact manage to trash their house without leaving any real evidence as to who did it, I can think of any number of ways that MOST homeowners who trash their houses could be caught.

Did they snag everything even remotely portable to sell on Craigslist/E-bay? Trace that sale/auction posting back. Something tells me that sink came from somewhere.

Do they have neighbors? Neighbors can be excellent witnesses – especially since I suspect that anyone who WOULD trash a home they no longer own may not exactly be the best neighbor – it suggests they have anger issues.

In any case, the banks aren’t pursuing them – most likely because their legal departments are already swamped doing all the actual foreclosure work. It’s simply time and money they’d rather spend on other issues at this point.

[SDEngineer]

While I’m sure a homeowner could in fact manage to trash their house without leaving any real evidence as to who did it, I can think of any number of ways that MOST homeowners who trash their houses could be caught.

Did they snag everything even remotely portable to sell on Craigslist/E-bay? Trace that sale/auction posting back. Something tells me that sink came from somewhere.

Do they have neighbors? Neighbors can be excellent witnesses – especially since I suspect that anyone who WOULD trash a home they no longer own may not exactly be the best neighbor – it suggests they have anger issues.

In any case, the banks aren’t pursuing them – most likely because their legal departments are already swamped doing all the actual foreclosure work. It’s simply time and money they’d rather spend on other issues at this point.

[SDEngineer]

While I’m sure a homeowner could in fact manage to trash their house without leaving any real evidence as to who did it, I can think of any number of ways that MOST homeowners who trash their houses could be caught.

Did they snag everything even remotely portable to sell on Craigslist/E-bay? Trace that sale/auction posting back. Something tells me that sink came from somewhere.

Do they have neighbors? Neighbors can be excellent witnesses – especially since I suspect that anyone who WOULD trash a home they no longer own may not exactly be the best neighbor – it suggests they have anger issues.

In any case, the banks aren’t pursuing them – most likely because their legal departments are already swamped doing all the actual foreclosure work. It’s simply time and money they’d rather spend on other issues at this point.

[SDEngineer]

While I’m sure a homeowner could in fact manage to trash their house without leaving any real evidence as to who did it, I can think of any number of ways that MOST homeowners who trash their houses could be caught.

Did they snag everything even remotely portable to sell on Craigslist/E-bay? Trace that sale/auction posting back. Something tells me that sink came from somewhere.

Do they have neighbors? Neighbors can be excellent witnesses – especially since I suspect that anyone who WOULD trash a home they no longer own may not exactly be the best neighbor – it suggests they have anger issues.

In any case, the banks aren’t pursuing them – most likely because their legal departments are already swamped doing all the actual foreclosure work. It’s simply time and money they’d rather spend on other issues at this point.

[scaredyclassic]

Say the bank files a police report. I defend the accused. How do you prove the accused actually vandalized the home? coulda been anyone. A burglar. A squatter. A visitor to the home whilst the former homeowner ownsed. without a confession, there is no percipient witness to the vandalism. You can file all the polcie reports you want, but the fact that someone owned a house, and that the house was vandalized on or about the time of ownership, is probably insufficent to prove beyond a reaosnable doubt that the homeowner vandalized the home. and who exactly do you charge? Do you charge mom, dad, the three teenage kids. What about the five year old, do you charge her as well? Send her to juvenile hall. How will you be able to tell which spouse did the damage? And how do you even know the time the alleged vandalism took place. Maybe the house was like that when the house was purchased. or maybe it happened a long time ago and has no connection to the foreclosure. people are allowed tolive in junky houses… I’m sure there are many more defenses, but clearly, this is not an easy case to prove without a confesion. What you need to do is have the bank call the people up, say, we know what you did, and, if legal, record the homeowner’s confession. then maybe you have a case…im not giving actual legal advice, don’t take this and follow it, i’m just throwing food for thought out there…

Drink Heavily.

[scaredyclassic]

Say the bank files a police report. I defend the accused. How do you prove the accused actually vandalized the home? coulda been anyone. A burglar. A squatter. A visitor to the home whilst the former homeowner ownsed. without a confession, there is no percipient witness to the vandalism. You can file all the polcie reports you want, but the fact that someone owned a house, and that the house was vandalized on or about the time of ownership, is probably insufficent to prove beyond a reaosnable doubt that the homeowner vandalized the home. and who exactly do you charge? Do you charge mom, dad, the three teenage kids. What about the five year old, do you charge her as well? Send her to juvenile hall. How will you be able to tell which spouse did the damage? And how do you even know the time the alleged vandalism took place. Maybe the house was like that when the house was purchased. or maybe it happened a long time ago and has no connection to the foreclosure. people are allowed tolive in junky houses… I’m sure there are many more defenses, but clearly, this is not an easy case to prove without a confesion. What you need to do is have the bank call the people up, say, we know what you did, and, if legal, record the homeowner’s confession. then maybe you have a case…im not giving actual legal advice, don’t take this and follow it, i’m just throwing food for thought out there…

Drink Heavily.

[scaredyclassic]

Say the bank files a police report. I defend the accused. How do you prove the accused actually vandalized the home? coulda been anyone. A burglar. A squatter. A visitor to the home whilst the former homeowner ownsed. without a confession, there is no percipient witness to the vandalism. You can file all the polcie reports you want, but the fact that someone owned a house, and that the house was vandalized on or about the time of ownership, is probably insufficent to prove beyond a reaosnable doubt that the homeowner vandalized the home. and who exactly do you charge? Do you charge mom, dad, the three teenage kids. What about the five year old, do you charge her as well? Send her to juvenile hall. How will you be able to tell which spouse did the damage? And how do you even know the time the alleged vandalism took place. Maybe the house was like that when the house was purchased. or maybe it happened a long time ago and has no connection to the foreclosure. people are allowed tolive in junky houses… I’m sure there are many more defenses, but clearly, this is not an easy case to prove without a confesion. What you need to do is have the bank call the people up, say, we know what you did, and, if legal, record the homeowner’s confession. then maybe you have a case…im not giving actual legal advice, don’t take this and follow it, i’m just throwing food for thought out there…

Drink Heavily.

[scaredyclassic]

Say the bank files a police report. I defend the accused. How do you prove the accused actually vandalized the home? coulda been anyone. A burglar. A squatter. A visitor to the home whilst the former homeowner ownsed. without a confession, there is no percipient witness to the vandalism. You can file all the polcie reports you want, but the fact that someone owned a house, and that the house was vandalized on or about the time of ownership, is probably insufficent to prove beyond a reaosnable doubt that the homeowner vandalized the home. and who exactly do you charge? Do you charge mom, dad, the three teenage kids. What about the five year old, do you charge her as well? Send her to juvenile hall. How will you be able to tell which spouse did the damage? And how do you even know the time the alleged vandalism took place. Maybe the house was like that when the house was purchased. or maybe it happened a long time ago and has no connection to the foreclosure. people are allowed tolive in junky houses… I’m sure there are many more defenses, but clearly, this is not an easy case to prove without a confesion. What you need to do is have the bank call the people up, say, we know what you did, and, if legal, record the homeowner’s confession. then maybe you have a case…im not giving actual legal advice, don’t take this and follow it, i’m just throwing food for thought out there…

Drink Heavily.

[PadreBrian]

Nope, the bank can still bring up charges. The paper work you sign states in so many words to no devalue the property.

[PadreBrian]

Nope, the bank can still bring up charges. The paper work you sign states in so many words to no devalue the property.

[PadreBrian]

Nope, the bank can still bring up charges. The paper work you sign states in so many words to no devalue the property.

[PadreBrian]

Nope, the bank can still bring up charges. The paper work you sign states in so many words to no devalue the property.

[Anonymous]

I would have a moral problem acting in this manner (house trashing), in addition, it’s just plain craziness.

However, sd-maybe, I don’t see how criminal charges can be filed since technically the buyer stills “owns” the property until the foreclosure has been completed. Someone correct me if I’m wrong.

[Anonymous]

I would have a moral problem acting in this manner (house trashing), in addition, it’s just plain craziness.

However, sd-maybe, I don’t see how criminal charges can be filed since technically the buyer stills “owns” the property until the foreclosure has been completed. Someone correct me if I’m wrong.

[Anonymous]

I would have a moral problem acting in this manner (house trashing), in addition, it’s just plain craziness.

However, sd-maybe, I don’t see how criminal charges can be filed since technically the buyer stills “owns” the property until the foreclosure has been completed. Someone correct me if I’m wrong.

[Anonymous]

I would have a moral problem acting in this manner (house trashing), in addition, it’s just plain craziness.

However, sd-maybe, I don’t see how criminal charges can be filed since technically the buyer stills “owns” the property until the foreclosure has been completed. Someone correct me if I’m wrong.

[sd-maybe]

Why can’t the bank just file a police report and have criminal charges for vandalism filed against the occupants who trash it on the way out? Not that it would be much of deterrent for people who are already dirtbags, but most borrowers even though they are in dire financial straights would not want to compound their troubles with criminal complications.

[sd-maybe]

Why can’t the bank just file a police report and have criminal charges for vandalism filed against the occupants who trash it on the way out? Not that it would be much of deterrent for people who are already dirtbags, but most borrowers even though they are in dire financial straights would not want to compound their troubles with criminal complications.

[sd-maybe]

Why can’t the bank just file a police report and have criminal charges for vandalism filed against the occupants who trash it on the way out? Not that it would be much of deterrent for people who are already dirtbags, but most borrowers even though they are in dire financial straights would not want to compound their troubles with criminal complications.

[sd-maybe]

Why can’t the bank just file a police report and have criminal charges for vandalism filed against the occupants who trash it on the way out? Not that it would be much of deterrent for people who are already dirtbags, but most borrowers even though they are in dire financial straights would not want to compound their troubles with criminal complications.

[SHILOH]

didn’t you know? IT’s THEIR house and they are ENTITLED to trash it?

Vandalism, criminal charges…I think that’s the way to go.

[SHILOH]

didn’t you know? IT’s THEIR house and they are ENTITLED to trash it?

Vandalism, criminal charges…I think that’s the way to go.

[SHILOH]

didn’t you know? IT’s THEIR house and they are ENTITLED to trash it?

Vandalism, criminal charges…I think that’s the way to go.

[SHILOH]

didn’t you know? IT’s THEIR house and they are ENTITLED to trash it?

Vandalism, criminal charges…I think that’s the way to go.

[SHILOH]

didn’t you know? IT’s THEIR house and they are ENTITLED to trash it?

Vandalism, criminal charges…I think that’s the way to go.

[SHILOH]

May be difficult to prove, but if you are still occupying the house…does the bank have a right to come in and inspect if you are in default?

[jpinpb]

It actually is malicious, when you think about it. “If I can’t have ‘my’ house, no one will – or I’ll make it so bad, no one will want it. No one is going to get a deal at my expense,” etc.

WHO IS BITTER NOW???!!!!

At least we didn’t intentionally screw people over who were stupid enough to subprime. (They screwed themselves)

[cr]

Here’s a video of a guy who pays them to leave:

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=7312929&ch=4226720&src=news

We should really be bailing these people out though guys, come on; they were hornswaggled.

[jpinpb]

Great. Let them live there for free AND then give them money to not trash the place. Maybe we can find them a new place to move to, as well. Let’s find them a job, too. Oh, brother and mother. That video was unreal. Dispicable people.

[ibjames]

C’mon JP, have a heart! These people are in dire straits! They are losing their home! Boohoo to them! People that are renting don’t know what it’s like to own so it doesn’t hurt them to keep renting, but the people that are losing their houses, we have to help them! Renting will be horrible for them!

[jpinpb]

Someone get a medic – maybe Navydoc – my heart is bleeding here. 😉

[jpinpb]

Someone get a medic – maybe Navydoc – my heart is bleeding here. 😉

[jpinpb]

Someone get a medic – maybe Navydoc – my heart is bleeding here. 😉

[jpinpb]

Someone get a medic – maybe Navydoc – my heart is bleeding here. 😉

[jpinpb]

Someone get a medic – maybe Navydoc – my heart is bleeding here. 😉

[ibjames]

C’mon JP, have a heart! These people are in dire straits! They are losing their home! Boohoo to them! People that are renting don’t know what it’s like to own so it doesn’t hurt them to keep renting, but the people that are losing their houses, we have to help them! Renting will be horrible for them!

[ibjames]

C’mon JP, have a heart! These people are in dire straits! They are losing their home! Boohoo to them! People that are renting don’t know what it’s like to own so it doesn’t hurt them to keep renting, but the people that are losing their houses, we have to help them! Renting will be horrible for them!

[ibjames]

C’mon JP, have a heart! These people are in dire straits! They are losing their home! Boohoo to them! People that are renting don’t know what it’s like to own so it doesn’t hurt them to keep renting, but the people that are losing their houses, we have to help them! Renting will be horrible for them!

[ibjames]

C’mon JP, have a heart! These people are in dire straits! They are losing their home! Boohoo to them! People that are renting don’t know what it’s like to own so it doesn’t hurt them to keep renting, but the people that are losing their houses, we have to help them! Renting will be horrible for them!

[jpinpb]

Great. Let them live there for free AND then give them money to not trash the place. Maybe we can find them a new place to move to, as well. Let’s find them a job, too. Oh, brother and mother. That video was unreal. Dispicable people.

[jpinpb]

Great. Let them live there for free AND then give them money to not trash the place. Maybe we can find them a new place to move to, as well. Let’s find them a job, too. Oh, brother and mother. That video was unreal. Dispicable people.

[jpinpb]

Great. Let them live there for free AND then give them money to not trash the place. Maybe we can find them a new place to move to, as well. Let’s find them a job, too. Oh, brother and mother. That video was unreal. Dispicable people.

[jpinpb]

Great. Let them live there for free AND then give them money to not trash the place. Maybe we can find them a new place to move to, as well. Let’s find them a job, too. Oh, brother and mother. That video was unreal. Dispicable people.

[cr]

Here’s a video of a guy who pays them to leave:

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=7312929&ch=4226720&src=news

We should really be bailing these people out though guys, come on; they were hornswaggled.

[cr]

Here’s a video of a guy who pays them to leave:

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=7312929&ch=4226720&src=news

We should really be bailing these people out though guys, come on; they were hornswaggled.

[cr]

Here’s a video of a guy who pays them to leave:

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=7312929&ch=4226720&src=news

We should really be bailing these people out though guys, come on; they were hornswaggled.

[cr]

Here’s a video of a guy who pays them to leave:

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=7312929&ch=4226720&src=news

We should really be bailing these people out though guys, come on; they were hornswaggled.

[jpinpb]

It actually is malicious, when you think about it. “If I can’t have ‘my’ house, no one will – or I’ll make it so bad, no one will want it. No one is going to get a deal at my expense,” etc.

WHO IS BITTER NOW???!!!!

At least we didn’t intentionally screw people over who were stupid enough to subprime. (They screwed themselves)

[jpinpb]

It actually is malicious, when you think about it. “If I can’t have ‘my’ house, no one will – or I’ll make it so bad, no one will want it. No one is going to get a deal at my expense,” etc.

WHO IS BITTER NOW???!!!!

At least we didn’t intentionally screw people over who were stupid enough to subprime. (They screwed themselves)

[jpinpb]

It actually is malicious, when you think about it. “If I can’t have ‘my’ house, no one will – or I’ll make it so bad, no one will want it. No one is going to get a deal at my expense,” etc.

WHO IS BITTER NOW???!!!!

At least we didn’t intentionally screw people over who were stupid enough to subprime. (They screwed themselves)

[jpinpb]

It actually is malicious, when you think about it. “If I can’t have ‘my’ house, no one will – or I’ll make it so bad, no one will want it. No one is going to get a deal at my expense,” etc.

WHO IS BITTER NOW???!!!!

At least we didn’t intentionally screw people over who were stupid enough to subprime. (They screwed themselves)

[SHILOH]

May be difficult to prove, but if you are still occupying the house…does the bank have a right to come in and inspect if you are in default?

[SHILOH]

May be difficult to prove, but if you are still occupying the house…does the bank have a right to come in and inspect if you are in default?

[SHILOH]

May be difficult to prove, but if you are still occupying the house…does the bank have a right to come in and inspect if you are in default?

[SHILOH]

May be difficult to prove, but if you are still occupying the house…does the bank have a right to come in and inspect if you are in default?

[Author]

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