Well said asianautica.
Plus as was mentioned earlier, there are other factors that would cause buying to cost even more. $700 overpayment per month is just the base.
Craigslist prices are all over the place. Take whatever they ask, cut 25% and negotiate from there. I’ve noticed that emotions plays a lot into online postings. Some people price it right, others are testing the market for ludicrous prices, yet others price below to get a deal done and out of their hair.
I’ve bought many things online and I’ve learned to never regret a deal because something else will always be ahead. Something like no matter how hard one works at it, there’ll always be someone better looking, smarter, thiner, richer.