“I liquidated all my index and mutual funds, and went 95% cash in March 06, because I did not want to lose my money.”
That was not a good move; you forewent the very substantial returns that we have had since then. In general, according to Kipplingers magazine you should be 100% equities if your time frame is longer than 10 years and Kipplingers is pretty conservative.
Beatus ille qui procul negotiis … paterna rura bobus exercet suis, solutus omni fenore….. Horace
