jpinpb, I’m totally with you on the HOA/Mello Roos issue. I’ve been watching all the North County inland areas pretty closely, including the Silver Pine property. It’s nice to see the prices coming down to reality, but the 5K/yr Mello roos really piss me off. Significantly lowers the price range I’m willing to buy.
The more I look, the more older communities like Scripps Ranch and Rancho Bernardo appeal to me, and it’s directly related to all the hidden fees that may not apply there.