When people ask me if rates are going up or down, my answer is YES.
When people ask if rates will change, my answer is YES.
If I could accurately predict, I would be trading bonds.
I know what rates were yesterday, and might have a slim idea about the next business day, (although Fridays are risky) but anything beyond that I don’t know.
I’ll tell you the par rate today…and what I think that you qualify for. Can’t do much beyond that.
BTW, possibly for a different thread, I just got word that my best STATED INCOME, STATED ASSET (conforming) program for scores above 680 is being eliminated next week…details to follow.