I think your situation is a personal decision. You sound like you would get more pleasure from using your money in investments than in consumables. Are you asking for verification? Would you feel guilty selling that truck?
I have a few questions about Zeal. First, I made the stupid mistake of buying Ivernia through Vanguard, instead of opening a Canadian brokerage account. Since I purchased it as a pink sheet, I couldn’t put on a stop loss. I hope that will be okay… I’ve never bought anything with a stop loss, so I hope this won’t be my first big mistake.
They list Conoco Phillips in the Speculator list of stocks, yet they say it is one of the best buys around. I am surprised the oil stocks are so cheap! COP is trading at only PE 6.4! Barry Ritholtz recommended it on yesterday’s Forbes interview, and Warren Buffett has a stake also. What would be a good stop loss? The Zeal newsletter doesn’t say. Should I just use 15%? Do you keep adjusting the stop loss upward? How many of the investments on their long-term list do you have? Have you tried the ZS also? I am not going to buy options, calls, puts, stuff like that. I’m only going to buy long.
Have you checked into Chris Johnston’s futures trading? He has a 50% YTD return, and similar for past years. He trades only 40-50 times a year, he’s pretty conservative and quite good at what he does.