I hope everyone avoid buying homes in landslide zones and flood plains, and has insurance for earthquakes.
After the Cedar fire, I was shocked at how many people were underinsured. They cheated on the home value to their agent, to keep the premiums low, and then cried about unfair insurance laws when they needed the company to cover their loss.
This article is a reminder that natural disasters do happen. Make sure your insurance is in order.
I always carried earthquake insurance. I had my terrain checked out, and only then eliminated flood and landslide insurance. Our house was on granite, and at the top of a granite hill. So we were exempt from those accidents.
My heart does go out to earthquake and landslide victims in poor countries, because those people really couldn’t get the insurance.