I concur with “scruffydog” about his comment on how people are spending money like crazy. I too have trouble finding parking space at malls and I can’t seem to get in restaurants either. As for his comments on housing, well, all I can say is that I just don’t see prices dropping like you would think. It seems as though people are getting wealthier and wealthier thus pushing prices up. I too hope for falling prices, but I feel that I am hoping against hope. “hipmatt,” your observations are astute. I concur with you on what should happen as a result of your conclusions, but I just don’t see it. Maybe I’m oblivious.