I completely agree. I pay cash for everything that I buy, cars included, and I will do that on my next house if I can. If not, I will have a very small mortgage, and clear it as soon as I can. Just look at an amortization schedule of how much you pay over time for a house. You need a run up like we have had to be even if you pay out over 30 years. It will be about triple the sales price.
Oh, but the tax deduction, blah blah blah. All that does is cut into the triple the sales price total, it does not make it go away. You are still paying alot more over time.
There is nothing good about debt of any kind in my view. I have none at all and I love it!