I am not an expert nor did I even click on the link and I know the answer (I’ll bet you do too), it’s the beginning of end. I don’t know if I like the word “end,” houses won’t be free, it’s just a cycle, wasn’t the first, won’t be the last. It did some crazy things on the way up during this cycle, unknown but better than a 50% chance to do some crazy things on the way down as well. Had it been a “normal” up cycle, this would be a decent price, but it didn’t so this isn’t. Popcorn theory in full effect, just the first kernal, listen closely and you will hear more.