Are you serious? You must be if you’re getting your real estate facts from someone as inherently wise, superbly intelligent and deeply researched as a realtor.
Nonetheless, it’s probably not worth it to refute your clear lack of information, but WTH. You said:
* Saved a bunch in taxes because I can write off my payments on my taxes
Okay, but who paid those taxes? What about maintenance, HOA, Mello Roos, repairs, and don’t forget how much you pay even with the tax benefits.
* Saved all that money you’re throwing away in rent
How YOU save money I AM spending is beyond me, but unless you’re paying a $1000/mo mortgage, I doubt you’re saving more than me.
* Made money on the appreciation on the house when the market picks back up (and from the granite countertops I plan to add)
You’re joking, right? Appreciation in today’s market? You must have that confused with depreciation. Even if it was flat you’d be losing money to inflation, and be better off saving.
* I’ll be living in a house, and you’ll be priced out and probably have to live in your car, or move to North Dakota to afford a house
You’ll be living in a house that even if you can afford, will be worth less than you paid for it, and I’ll be saving money so when people like you go into foreclosure I buy it at a discount from the bank who repossesed it from you.
* You’re SO will have left you because you didn’t provide a stable nest to live in with a good school district
LOL – I didn’t know you were on such good terms with my SO to be able to determine their level of materialism.
Look if you want to buy, don’t let me stop you. Just don’t expect me to bail you out when you can’t afford it, sell it, or refinance.
I’m sure your realtor explained all of that to you already though. House prices NEVER go down right? Right…
