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CFC Rates, not as high as quoted…
Maybe you guys are seeing the broker numbers, but we were locked into a 60 day jumbo today and the rate was 6.5% 30 year fixed (paid 1.5 points).
Before we finished locking, the rep told us it is better to come directly to the lender and not use brokers as their fees are astronomical. If anyone calls today with a credit score over 700 (as I’m assuming is the case among most of this financially savvy group), there is no way your rate should be as high as what’s being quoted here.