OT: When do you pay your mortgage payments

Submitted by flu on June 14, 2012 - 1:46pm
I pay more at least three days before it's due
33% (3 votes)
I pay on the due date plus or minus two days
11% (1 vote)
I pay somewhere between three days after the due date but on or before the fifteen day grace period
56% (5 votes)
Total votes: 9
Submitted by flu on June 14, 2012 - 1:47pm.

For folks that obviously have a mortgage payment to make.
Just curious.

I use to pay 2 weeks before. My friends tell me I'm an idiot that I should just wait until the last minute (a few days right before the 15 day grace period)

Submitted by The-Shoveler on June 14, 2012 - 2:00pm.

I pay on time, I got BOfA and they screw up all the time,
I have had to phone them several times because they put the money into the escrow account,
Had I not straightened things out before the 15 day grace period, I am sure I would have been dinged, maybe several times by now.

Submitted by UCGal on June 14, 2012 - 2:07pm.

I do an automated etf payment. I have it set for 4 days after the due date, which is 10 days before the "late" date.

That way if something happens and the auto payment doesn't occur - I have a few days to fix it.

Submitted by sdrealtor on June 14, 2012 - 4:38pm.

Whenever I remember or they knock on my door asking for it;)

Submitted by ocrenter on June 14, 2012 - 5:51pm.

sdrealtor wrote:
Whenever I remember or they knock on my door asking for it;)

or when I get a piece of paper taped on my door.

Submitted by harvey on June 14, 2012 - 5:57pm.

I hear you can now shoot them when they come asking for it.

Submitted by sdrealtor on June 14, 2012 - 6:36pm.

I am confused as to the choices???

Dont you mean at least three days before its due, on the due date plus/minus two days or somewhere between three days after the due date but on or before the fifteen day grace period?

Submitted by flu on June 14, 2012 - 7:24pm.

sdrealtor wrote:
I am confused as to the choices???

Dont you mean at least three days before its due, on the due date plus/minus two days or somewhere between three days after the due date but on or before the fifteen day grace period?

Oops. Forgot the long form of notation...Damn.. Fixed...